Benefit Spotlight

As a member of UFCW Local 496 you are eligible to participate in the Sick Benefit Plan. The UFCW Professional Hair Care Division Sick Benefit Plan is designed to provide short-term income replacement for participants totally disabled due to accident or injury.

Benefit Spotlight

As a member of UFCW Local 496 you are eligible to participate in the Sick Benefit Plan. The UFCW Professional Hair Care Division Sick Benefit Plan is designed to provide short-term income replacement for participants that are unable to work due to accident or injury.

After you enroll, you become eligible for benefits for disabilities that occur after six months of continuous participation in the plan. Benefits are paid from the first day of a disability brought about as the result of accidental injury or one requiring in-patient hospitalization. When disability is caused by an illness not requiring a hospital confinement, benefits will be paid from the eighth day of continuous disability. To qualify for benefits you must be treated by your doctor at least every seven days unless you are chronically disabled.

The number of units of coverage purchased determines the benefit payable. Each unit of coverage provides a benefit of $20.00 per week for up to (9) weeks of disability during any 52-week period. The maximum number of units available is (15) at a cost of $16.75 per month for a benefit amount of $300.00 per week

Once enrolled, you may reduce the number of units you are purchasing at any time by completing a Drop Card; for those currently participating units may be added at only two (2) specific times during the year, January 1 and July 1. The Benefit Date for added units is six (6) months after the Enrollment Date.

If you are not currently taking advantage of this vital benefit you may enroll at any time. Those of you that are currently enrolled in less than the maximum amount of units available to you, I encourage you to call our office at (800) 872-9594 or (504) 828-7942 for more information before December 5th in order to meet the January 1st deadline.